Would this work
Results 1 to 9 of 9

Thread: Would this work

  1. #1
    Banned
    Plumb's Avatar
    Join Date
    Apr 2012
    Location
    Toontown
    Posts
    5,716
    Car Specs:
    Year
    I think it's 2016 now
    Model
    B7 RS4 & E46 M3
    Engine
    Ja ich habe zwei
    Fuel
    Müschey Rahm
    Thanks
    2,744
    Thanked 4,517 Times in 2,656 Posts


    Donate Please click the
    image to support
    BMWForums.info
    Click Here To Contribute To Our Site

    Would this work

    Was thinking the other day, say you got a 2003 E46 330ci in silver (could be any car) with a personal plate, you have it insured obviously.
    One day you sell it and buy another 2003 E46 330ci silver, identical as the last one, but better (less miles, leather seats, nav) and you put your personal plate on the car, if you didn't tell the insurance company would they know you had a different car, I was thinking shouldn't insurance companies take the chassis number of the car they are insuring.

  2. #2
    Gettin REALLY grumpy, ABM for PM!
    BFI God you need to get out more!
    watty's Avatar
    Join Date
    Apr 2012
    Location
    the fffrozen north
    Posts
    5,047
    Car Specs:
    Year
    1990 - 1995
    Model
    e32 735i - e34 520i
    Engine
    Yes - Yes
    Fuel
    petrol
    Thanks
    7,411
    Thanked 3,704 Times in 2,628 Posts


    Think it would work Mark but i reckon an insurance accessor would check the vin if there was an accident or whatever

    Think the Mot tester checks the vin as well?

  3. #3
    BFI Veteran
    jrfty's Avatar
    Join Date
    Apr 2012
    Location
    London
    Posts
    2,154
    Car Specs:
    Year
    2004
    Model
    E46
    Engine
    330ci
    Fuel
    V-Power
    Thanks
    910
    Thanked 1,272 Times in 895 Posts


    Quote Originally Posted by watty View Post
    Think it would work Mark but i reckon an insurance accessor would check the vin if there was an accident or whatever

    Think the Mot tester checks the vin as well?
    Mark is saying your insurer never knows the VIN. They only ever know the registration that you give them (being the private plate).

    Johann
    Eibach Sportline springs, Powerflex bushes, 8.5j/10j 19" Matt black VMR V710s 235/265 Vredestein Ultralac Sessanta, All black badges, 35% tint, black front grille, lamin-x tint film on front & rear lights, 55W 7.5k HIDs, Orion V2 halo LED angel eyes, Cree reverse bulbs, 18SMD number plate lights, smoked side markers, keyhole delete, K&N panel filter, private plate, bwchiptune ecu remap. http://youtu.be/atvGNof4iB0

  4. #4
    BFI Veteran
    jrfty's Avatar
    Join Date
    Apr 2012
    Location
    London
    Posts
    2,154
    Car Specs:
    Year
    2004
    Model
    E46
    Engine
    330ci
    Fuel
    V-Power
    Thanks
    910
    Thanked 1,272 Times in 895 Posts


    Ah, unless your insurance looks up the VIN on the DVLA database at time of insurance issuance?
    Eibach Sportline springs, Powerflex bushes, 8.5j/10j 19" Matt black VMR V710s 235/265 Vredestein Ultralac Sessanta, All black badges, 35% tint, black front grille, lamin-x tint film on front & rear lights, 55W 7.5k HIDs, Orion V2 halo LED angel eyes, Cree reverse bulbs, 18SMD number plate lights, smoked side markers, keyhole delete, K&N panel filter, private plate, bwchiptune ecu remap. http://youtu.be/atvGNof4iB0

  5. #5
    Moderator
    Mark@Vorny.co.uk's Avatar
    Join Date
    Mar 2012
    Location
    Appleby Magna
    Posts
    3,010
    Car Specs:
    Year
    2013
    Model
    Porsche Carrera 4S
    Engine
    3800
    Fuel
    Petrol
    Thanks
    4,443
    Thanked 2,901 Times in 1,683 Posts


    Isn't that what the bloke did with the M5 where he wiped out his passenger ? Had a 520d, swapped it for an M5 and kept the insurance going due to the private plate ?
    summittendo a car nimis,
    .. insipiens est in opinione mea'



    2015 Golf R
    2013 Abarth 595 Competizione
    2013 Carrera 4S PDK



  6. #6
    BMW god and all round funny guy, who happens to be a photoshop genius
    BFI God you need to get out more!
    Lee_h's Avatar
    Join Date
    Apr 2012
    Location
    Middlesbrough
    Posts
    6,260
    Car Specs:
    Year
    1994
    Model
    325i
    Engine
    2.5
    Fuel
    Petrol
    Thanks
    1,364
    Thanked 2,077 Times in 1,511 Posts


    You would get caught because the plate wouldn't be registered with that car, so if you took it to your new car and put the old plate back on your old car it would get caught at the first site of anpr and the person you sold the car to getting stopped

  7. #7
    No longer has a car :(
    Moderator
    StK's Avatar
    Join Date
    Mar 2012
    Location
    London - east currently
    Posts
    3,836
    Car Specs:
    Year
    I
    Model
    don't
    Engine
    have a
    Fuel
    car :(
    Thanks
    2,594
    Thanked 2,531 Times in 1,756 Posts


    Why would you not tell your insurance company? Surely 2 identical BMW's from the same year cost the same to insure? I know there are bastards out there that do clone number plates so they can drive without paying congestion charge or speed where they want to. But as the plate is still registered to you if you do that then the fines would still come to your door and in the event of an accident the insurers could find out and then you would be even more screwed.....

  8. #8
    Banned
    Plumb's Avatar
    Join Date
    Apr 2012
    Location
    Toontown
    Posts
    5,716
    Car Specs:
    Year
    I think it's 2016 now
    Model
    B7 RS4 & E46 M3
    Engine
    Ja ich habe zwei
    Fuel
    Müschey Rahm
    Thanks
    2,744
    Thanked 4,517 Times in 2,656 Posts


    Quote Originally Posted by StK View Post
    Why would you not tell your insurance company? Surely 2 identical BMW's from the same year cost the same to insure? I know there are bastards out there that do clone number plates so they can drive without paying congestion charge or speed where they want to. But as the plate is still registered to you if you do that then the fines would still come to your door and in the event of an accident the insurers could find out and then you would be even more screwed.....
    I was just wondering because Insurance companies never take many details, when I sold my Dakar E46 M3 and replaced is with the Black E46 M3 my insurance company ( Adrian Flux) wouldn't insure the Black car because I hadn't owned it for a year, but the insured the Dakar one when I has just bought it

  9. #9
    ...is not Kevin Finnerty
    Moderator
    ABM's Avatar
    Join Date
    May 2012
    Location
    Somerset
    Posts
    4,680
    Car Specs:
    Year
    -
    Model
    -
    Engine
    -
    Fuel
    -
    Thanks
    2,943
    Thanked 4,561 Times in 2,731 Posts


    Quote Originally Posted by Plumb View Post
    my insurance company ( Adrian Flux) wouldn't insure the Black car because I hadn't owned it for a year
    WTF?! That seems like a really smart way for them to do business, must be raking it in if they can afford to turn people away for such a retarded reason. What fucking difference would it make how long you'd owned it in terms of risk to them? Morons.

  10. The Following User Says Thank You to ABM For This Useful Post:

    Plumb (14-09-2012)

User Tag List

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •